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Protect Your Credit Card Offers from Santa Claus
What is the magic symbol of Christmas? Of course, a kind old man, who wears red clothes and gives presents to little children - it is Santa Claus! Most of people are happy to see him during the winter holidays, but sometimes you have to know that even such a kind man can cause financial problems and stress. You wonder what this nice symbol of Christmas and New Year can do. It may seem unbelievable, but Santa Claus can help hackers to steal your credit card information and help the thieves to take advantage of your credit card offers instead of you!
Imagine that you open your e-mail box and see a greeting card from Mr. Claus, his avatar is smiling at you and you don't suspect that he can cause so many troubles for you! No, he is not here to bring a Christmas spirit or to distribute presents! He wants to sneak into your computer, scan your personal information and steal the details of your credit card offers!
Psychologists say that when a person gets a card decorated with virtual candles, candies and lights, especially when he or she sees a Santa Claus on it, a person quickly looses vigilance! There are many reasons for that. First of all, even adults sometimes believe in fairy tales, especially when it is Christmas or New Year time! They believe that Santa will never cause problems! Second of all, it simply feels nice to get cards during the holidays and everyone has a temptation to read them!
But the reality is not so optimistic! Opening these e-cards, you immediately link your computer with websites that steal your personal information!
The global web security warns you not to install a flash player toward the file that is called macromediaflashplayerupdate.exe! This program sits on the hard disk of your computer and sends all the useful information to the hacker.
Another program can decorate your desktop with a colorful Christmas tree, lights and stars. But what you don't know is that it spies on your computer, scans the username and password and sends them to the web site! Another popular way to steal the information about your best credit card is to announce that a person has won a prize and ask him or her to supply other details to get it!
There are millions of lonely people, who are happy to get these Christmas cards and they are the main target of hackers. Hackers often play with emotion and winter holidays is the best time for it!
You should really take actions in order to protect yourself and your personal information from hackers! First of all you should install anti-virus software. Then you should really keep an eye on all the e-mails you are getting. In case you suspect spam, you should immediately report it to your provider!
It is not difficult at all! These small tips can help you to have really happy holidays! Using them, you will not let hackers use your credit cards and to leave you with a huge credit card debt!
Karen Lee Lawrencre
06:02 AM, January 22, 2008
this is a sophisticated style credit fraud
ARTICLES about Credit Cards | >> View all Articles
American Express Travel
October 24, 2008
American Express continues to please its loyal customers with exclusive card offers for frequent travel rewards. Its latest product, co-branded with Delta Airlines, comes with a catchy "Delta Reserve Credit Card" name and aims at wealthy and creditworthy customers looking for incomparable travel experience. It cannot be referred to as a cheapest deal among the rewards type, but the price for the outstanding benefits and additional programs is more than acceptable.
The $450 annual fee and a competitive APR on purchases and balance transfers are charged for the exclusive access to the 24-hour Concierge Service, SkyMiles account rewards program and extended credit line. If you think you can find something better online, take a minute to read further and ascertain that American Express has not been overtopped.
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Pre Approved Credit
October 07, 2008
If you hold a valid FICO score with at least one national credit reporting agency, you are very likely to receive a pre approved bank card offer in the mail. But among the 3% of recipients completing and returning the application, only some 1.5% if not less actually get approved. Why is that and what are you required of to qualify for that enticing card offer sent by a major bank?
Most people think if they've been pre approved, there will be no hassle going through the formality of the application process. Now they don't have to spend hours searching and comparing products online to find the only right variant. Hardly anyone knows how the bank chooses a potential customer and what eligibility requirements it will use to finally approve or reject your application.
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Credit Cards at College
September 26, 2008
Though a standard unsecured student credit card is available to high schoolers nowadays, it is at college that young people make their first financial decision independently from parents. The first responsibility comes with the need to choose the right plastic from a great spectrum of equally attractive offers.
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