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Credit Card Offers

HSBC Bank Nevada

Orchard Bank® Visa® Cards

Card Highlights:

Card Category:	Consumer
Card Type:	Secured / Unsecured
Required Credit Rating:	Fair Credit
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
Acceptance at millions of locations worldwide, including website purchases and reservations.
Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Email and text messages are available to remind you of your upcoming payment due date.
Knowledgeable customer service representatives to assist you with questions or concerns.

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	7.99% - 24.99%
Variable Penalty APR:	29.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Balance Transfers:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	7.99% - 24.99%
Variable Penalty APR:	29.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	20.90%
Variable Penalty APR:	29.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$5
Fee Rate:	5%
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	5%
Maximum:	n/a

Foreign Transaction Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0 - $59

Maintenance Fees:

Annual Fee:

$0 - $59³⁸

Penalty Fees:

Late Payment Fee:

Up to $35

³⁸ $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.