Credit Card Helper
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User Name:Jasmine
May 29, 2007, 10:02 am
I would like to know when i will be receiving my secured credit card, i have mailed everything along with filing out and depositing $200.00 ti first premier bank 2 months ago!!
As it happens it takes various periods of time to receive a response from the issuer for which card you’ve applied. You see, the bank needs a some time to consider your application, to check your report and decide whether you qualify for this or that card or not. Some banks offer a service of instant approval, and in this case you only have to wait a few minutes for a bank’s decision. However if you’ve applied for a card that does not imply an instant approval you must be patient and wait a bit. When your application is considered the statement and the card itself arrive to you by post. It may require a few days, weeks or even more than a month depending on your location and on the work of the post-office. Two months however is quite a long period, that’s why we recommend you to contact the bank by phone or through the official website and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service
User Name:Oliver
May 31, 2007, 8:39 am
What is the quickest credit card to apply for? American Express appear to take 2 weeks but I need a card asap as am going away. Thanks.
In fact it takes various periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify or not. However nowadays many banks also offer to their customers the service of instant approval which means that the decision is made instantly (it actually takes a few minutes after submitting an application form). On our site you are welcome to compare several cards with instant approval. Mind, however, that it is extremely important to turn to your report first and learn your current score. When applying for a card with instant approval you must be sure you are eligible for it. After you’ve chosen a deal that suits you most, fill the application online and get an approval immediately. Anyway the card itself will be sent to you by post, so the time when it actually arrives depends on your location and on the work of the post-office. All the best, Manager of Immediate Credit Card Care Service
User Name:Adriana
June 4, 2007, 12:39 pm
how can i get a black credit card
For many years rumors circulated about the so-called American Express Black Card. This card presumably was offered to the most significant and powerful people throughout the whole world. It is true that in 1999 American Express designed a kind of such card though its name was not the Black Card but the Centurion® Card. The main feature of this card lies in the fact that you can’t obtain it by simply submitting an application. In spite of the fact that credit card companies generally strive for potential customers and offer them the most convenient and favorable opportunities to apply for one of their cards, the American Express Centurion® Card is different. It is a totally exclusive card and in order to get it customers must wait for a personal invitation. Moreover, if you want to be invited, you have to use an American Express Platinum Card for at least one year, spend a minimum of $250,000 during the year and have a perfect credit history. The Centurion Card is reserved for the wealthiest and most privileged people. You can't find this card on our site because we present only those offers which you can accept online. Look through the best credit card deals and perhaps you'll find the one that complies with your needs. All the best, Manager of Immediate Credit Card Care Service
User Name:Mike
June 9, 2007, 9:46 pm
can you give me a bigger list of bad creit cards
Nowadays even if your credit is bad you are still eligible for a certain cards. Many banks offer both secured and unsecured cards for those who wish to establish their history. The most widespread deals for poor credit are offered by First PREMIER and Orchard. On our website you have an opportunity to compare the best offers from the both banks. In addition, you can turn to the Tribute® Master Card® Gold from Columbus Bank and Trust, Access Visa Card and Total Visa Card from Commerce Bank, Rewards 660 Visa® from Dakota State Bank, Black Diamond Visa® or Mastercard®, Gold Visa®, Mastercard® or Platinum Mastercard from Millennium Bank as well as to other offers from the smaller banks. Choose the card that suits your current needs, fill the required application form and submit it online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service
User Name:nicole
July 8, 2007, 2:00 pm
CAN i APPLY FOR A CARD AND HAVE MY SON AS A SECONDARY CARD HOLDER
You can surely add your son as an additional user to your account. All good or excellent credit cards permit adding additional user online during the application process. By adding your son as an additional user you simply get another card thet will be aasigned to your account with your son's name. Actually you can put down any name you want. You don't have to provide Social Security Number of your son and only you are in charge of this account. Your son doesn't build his credit by using this card.
User Name:yolanda
July 8, 2007, 2:43 pm
how can i apply for a credit card at my most vulnerable state with the type of credit that i have, which is bad.
Even if your credit is bad (your score is below 620) and you want to improve it there are some cards you are eligible for. Of course they are not as favorable as those for good history. The majority require annual or setup fees, and the APR is generally higher. Still, if you use them lightly and pay all the bills on time, they can be a fine way to increase your score. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service
User Name:patrice
July 8, 2007, 9:19 pm
if i have already had a credit card and did not pay it is it posibile for me to get another one?
If you didn't make payments for your credit card, it must be reflected in your credit history and consequently decrease your credit score. When you send an application for a credit card to another bank, they will look through your credit report and see unpaid payments, and there is liitle possibility that you will be approved. If you apply for a guaranteed approval card, it will give you very small credit limit at first. So, it's better to pay off everything and enjoy a good card in the end.All the best, Manager of Immediate Credit Card Care Service
User Name:kim
July 8, 2007, 10:32 pm
I have a small business and I need a credit card for it but my credit score is low, how can I get a card without paying all the high fees?
To get a credit card for business, you usually should have satisfactory peronal credit history, as the bank requires personal guarantee for such card until you build business credit history. At our site you can find business cards for good and excellent credit, unfortunately, but some banks (Wells Fargo, for example) issue business cards for bad credit. So you can surf the Internet and find this type of cards for your business, but be sure it will have high fees and rates, as bad credit is considered to be high risk for the bank.All the best, Manager of Immediate Credit Card Care Service
User Name:Paul Rosson
July 9, 2007, 1:40 pm
How long after approval do you recieve the card?
The time you should wait for your card to be delivered to you depends on the bank, how soon their staff work, on the delivery service and on the place you live (it may be far from the bank's location). In the terms and conditions of the card you can see two options of delivery: regular one - about a week or less, and a faster one - for which you should pay a fee and which brings you the card in some 2-3 days. If you feel it is taking too long for your card to be delivered, please contact the bank issuer of the card and clear it out.All the best, Manager of Immediate Credit Card Care Service
User Name:Gina P.
July 10, 2007, 12:41 am
HOW CAN I GET A CREDIT CARD WITH A HIGHER LIMIT THAN ONLY 500.00 WITH BAD CREDIT?
PLEASE CONTACT ME
meowadoodle@yahoo.com
It depends on the actual credit score you have. If you have no credit, you usually can count on a secured card (which is up to a thousand dollars loadable) or a card with $500-800 limit. Banks consider giving more credit to be a great risk. If you have more than 600 points, you can (under certain circumstances) be approved for more, but only if you have had a card before. There is no point in searching for a cheaper card with higher credit limit, as there are no low APR cards with 2-3 thousand dollars limit for bad credit, if you are offered one - it is a scam. Look through our credit cards for bad credit and choose one to build you credit history - to be able to get a better deal later.All the best, Manager of Immediate Credit Card Care Service




