What is the quickest credit card to apply for? American Express appear to take 2 weeks but I need a card asap as am going away. Thanks.

In fact it takes various periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify or not. However nowadays many banks also offer to their customers the service of instant approval which means that the decision is made instantly (it actually takes a few minutes after submitting an application form). On our site you are welcome to compare several cards with instant approval. Mind, however, that it is extremely important to turn to your report first and learn your current score. When applying for a card with instant approval you must be sure you are eligible for it. After you’ve chosen a deal that suits you most, fill the application online and get an approval immediately. Anyway the card itself will be sent to you by post, so the time when it actually arrives depends on your location and on the work of the post-office. All the best, Manager of Immediate Credit Card Care Service

I would like to know when i will be receiving my secured credit card, i have mailed everything along with filing out and depositing $200.00 ti first premier bank 2 months ago!!

As it happens it takes various periods of time to receive a response from the issuer for which card you’ve applied. You see, the bank needs a some time to consider your application, to check your report and decide whether you qualify for this or that card or not. Some banks offer a service of instant approval, and in this case you only have to wait a few minutes for a bank’s decision. However if you’ve applied for a card that does not imply an instant approval you must be patient and wait a bit. When your application is considered the statement and the card itself arrive to you by post. It may require a few days, weeks or even more than a month depending on your location and on the work of the post-office. Two months however is quite a long period, that’s why we recommend you to contact the bank by phone or through the official website and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service

how can i apply for a credit card at my most vulnerable state with the type of credit that i have, which is bad.

Even if your credit is bad (your score is below 620) and you want to improve it there are some cards you are eligible for. Of course they are not as favorable as those for good history. The majority require annual or setup fees, and the APR is generally higher. Still, if you use them lightly and pay all the bills on time, they can be a fine way to increase your score. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service

if i have already had a credit card and did not pay it is it posibile for me to get another one?

If you didn't make payments for your credit card, it must be reflected in your credit history and consequently decrease your credit score. When you send an application for a credit card to another bank, they will look through your credit report and see unpaid payments, and there is liitle possibility that you will be approved. If you apply for a guaranteed approval card, it will give you very small credit limit at first. So, it's better to pay off everything and enjoy a good card in the end.All the best, Manager of Immediate Credit Card Care Service

I have a small business and I need a credit card for it but my credit score is low, how can I get a card without paying all the high fees?

To get a credit card for business, you usually should have satisfactory peronal credit history, as the bank requires personal guarantee for such card until you build business credit history. At our site you can find business cards for good and excellent credit, unfortunately, but some banks (Wells Fargo, for example) issue business cards for bad credit. So you can surf the Internet and find this type of cards for your business, but be sure it will have high fees and rates, as bad credit is considered to be high risk for the bank.All the best, Manager of Immediate Credit Card Care Service

How long after approval do you recieve the card?

The time you should wait for your card to be delivered to you depends on the bank, how soon their staff work, on the delivery service and on the place you live (it may be far from the bank's location). In the terms and conditions of the card you can see two options of delivery: regular one - about a week or less, and a faster one - for which you should pay a fee and which brings you the card in some 2-3 days. If you feel it is taking too long for your card to be delivered, please contact the bank issuer of the card and clear it out.All the best, Manager of Immediate Credit Card Care Service

HOW CAN I GET A CREDIT CARD WITH A HIGHER LIMIT THAN ONLY 500.00 WITH BAD CREDIT?
PLEASE CONTACT ME

meowadoodle@yahoo.com

It depends on the actual credit score you have. If you have no credit, you usually can count on a secured card (which is up to a thousand dollars loadable) or a card with $500-800 limit. Banks consider giving more credit to be a great risk. If you have more than 600 points, you can (under certain circumstances) be approved for more, but only if you have had a card before. There is no point in searching for a cheaper card with higher credit limit, as there are no low APR cards with 2-3 thousand dollars limit for bad credit, if you are offered one - it is a scam. Look through our credit cards for bad credit and choose one to build you credit history - to be able to get a better deal later.All the best, Manager of Immediate Credit Card Care Service

how to find out which credit report a credit card uses before applying?

Credit bureaus are credit reporting agencies that collect information about consumers and provide it to banks and other issuers. The three major bureaus are Experian, Equifax and TransUnion. These companies form your credit report according to the data submitted to them by various issuers and lenders. As a matter of fact all issuers must report to all three bureaus, but in practice some lenders report to only one or two of them. That's why it is extremely important to request your reports from all three bureaus and check them for any omissions or inaccuracies. Otherwise, the scores in time may vary significantly. Talking about card issuers they generally request information from all three bureaus when making a decision on whether you qualify for a chosen deal or not. They look at all three scores and as a rule are guided by the lowest one. That's why it is crucial to request your reports regularly, check them, and try to keep you scores equal or at least on the same level. If you pay attention to your reports and your credit history, you will be eligible for the best credit deals. All the best, Manager of Immediate Credit Card Care Service

is there a balance transfer fee on the discover cards?

A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months, however they require a transfer fee of 3%. Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service

how do i find a credit card applicaant in which i can transfer my current card balance to it. I want to close out one account that has a high APR and get a card that will allow me to transfer my accout to it with a lower apr

A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Compare all 0% balance transfer cards options properly, fill the application and submit it online. Balance transfer cards in fact help you to move your high-rate balance to a better card. So, you can avoid debts with their help, and consequently, it will positively affect your credit. Mind that these cards are designed mainly for people with good or excellent credit history, so request your report before applying for a card. All the best, Manager of Immediate Credit Card Care Service