Credit Card Helper
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User Name:g
April 9, 2007, 4:13 pm
My credit score is 630 when last I checked. I want a NO ANNUAL FEE Visa card. Who will give me a NO ANNUAL FEE Visa card? I am gau-@excite.com
With your credit score you can apply for fair credit card. No annual fee credit cards are only for people with good or excellent credit. At our site we present Visa credit cards for fair credit with annual fee from First Premier Bank. We offer to pay your attention to Capital One Platinum Basic presented at the site of our partners. This card is right for people with fair credit who want to improve their credit. It has annual fee but no balance transfer fees. This card offers 14,88% Annual Percentage Rate on balance transfer and the same APR on purchases. You see, not all fair credit cards are available for balance transfer. This card offers you this opportunity. If this credit card complies with your needs and requirements you can apply for it at the site of our partners online.
User Name:Abdulla
April 9, 2007, 4:55 pm
Dear Sir,
I used to live the state and had credit cards. Can I get my credit report although I don't live there anymore.
Regards,
Abdulla
You see, your credit report is created and kept by credit bureaus. We are not a credit bureau. At our site we present the alluring credit card offers for the residents of the US, Canada, UK and Belgium. We do not have any kind of access to your personal information. You need to call any of the three major credit bureaus directly or apply to them via Internet. The three major Credit Reporting Agencies are Experian (www.experian.com), Equifax (www.equifax.com) and TransUnion (www.tuc.com). At their official sites you can find their contact numbers, read more information and ask questions concerning credit report.
User Name:Melissa
April 12, 2007, 3:57 pm
Can you have more than one credit card from the same bank? For instance can you have two discover or capital one cards.
Many banks allow their customers to have several cards at the same bank. It depends only on the terms of the bank and on your personal situation. When you apply for a credit card online your application is submitted to the bank. It considers it very carefully, checks your credit report and only then makes a credit decision. According to the information on your credit report and the terms of the bank they can allow you to have several cards or just one. Before applying for a credit card we offer you to turn to a credit bureau and check your credit report. If you find out any errors or inaccurate information you can correct them with the help of bureaus representatives. If everything with your report is OK you can choose credit cards corresponding to your credit score. At our site we present bad credit cards, fair credit cards and good or excellent credit cards. Choose the right section of credit card offers, compare cards presented there and make the right choice.
User Name:shirley see
April 25, 2007, 3:21 pm
I wuold like to no if I can get a credit card form you
Before applying for a credit card you need to turn to a credit bureau and check your credit report for any errors or inaccurate information, correct them and find out what your credit score is. If your credit report is good enough, you can proceed with your application for a credit card. However even if your score is not so high it doesn't mean that you can't apply for a credit card. At our site you can find credit cards of all types - cards for bad credit, fair, good or excellent credit. You need to choose the page corresponding to your credit score; make a step-by-step comparison of credit cards presented there, their features, limits and terms and select the card that complies with your needs and current state. You have the possibility to apply for this card online. It is very easy and safe. Click the link "Apply" at the credit card you need and submit an application online. Your application will be considered by the bank for some time. The bank will check your credit report and then make a decision. You will receive your statement with the data concerning your card and the credit card itself by post.
User Name:John NeSmith
April 26, 2007, 1:14 am
can i get a credit card with a co-signer
All credit cards for good credit in fact allow to co-sign for someone. However keep in mind that you can not apply with a co-signer right away online. If you are eager to get a card with a co-signer, you should do the following. First of all, person with good score (co-signer) applies online through our service for any good/excellent credit card. He/She gets approved. Then this person can call the bank and say that he would like to add someone to his account and that he will be a co-signer for a person with bad credit history. He must tell social security of that person. Co-signer receives a statement by mail, that a person with bad credit must sign and send back. Now person with bad score shares an account with co-signer. By making timely payments person with bad credit will start building his credit history as his payment info will be sent to all credit bureaus every month. All the best, Manager of Immediate Credit Card Care Service
User Name:kimberly a dougherty
April 30, 2007, 12:25 am
what credit cards can i be appoved for with a score of one 609 the other is 595 and the other is 545
Your credit score is a leading factor that determines your chances to be approved or denied when applying for a loan. That’s why it is crucial to improve the score continuously and to maintain it on a high level. Nonetheless, even if your score is not so good you still have an opportunity to get a credit card. Your scores amount to 545, 595 and 609, which means you credit is regarded poor. Nowadays many banks, such as First PREMIER, Columbus, Dakota, Millennium and Orchard, offer credit cards for people with bad score. You are welcome to turn to the page devoted to cards for bad credit. Compare all the information concerning each card, choose the one that satisfies your requirements and apply for it online.All the best, Manager of Immediate Credit Card Care Service
User Name:FARAH
May 5, 2007, 6:17 am
MY CREDIT SCORE IS 630. CAN I ELIGIBLE TO APPLY FOR CREDIT CARDS? IF YES THEN WHAT ARE THE BEST MATSH?
THANK YOU.
The credit score is the main factor which lenders take into account when deciding to approve or to deny your application. That’s why it is of extreme importance to improve your score and to keep it as high as possible. Your current score is 630 which is considered fair. Of course you are eligible to apply for a credit card. On our web-site you can find several variants of fair credit cards applications from First PREMIER Bank and Orchard Bank. You can easily apply for any of them online. Read all the details about these cards carefully and understand all the terms, amount and periodicity of payments and so on. Choose the one that suits your needs and requirements and then click "apply" link. Fill the form, wait for an approval and enjoy your new card.
User Name:William
May 9, 2007, 8:23 pm
How do I get a Black American Express card?
For many years rumors circulated about the so-called American Express Black Card. This card supposedly was offered to the most influent and powerful people throughout the world. It is true that in 1999 American Express created a kind of such card though it was named not the Black Card but the Centurion® Card. The main feature of this card lies in the fact that you can’t get it by simply submitting an application. In spite of the fact that credit card companies generally strive for potential customers and offer them the most convenient and favorable opportunities to apply for one of their cards, the American Express Centurion® Card is different. It is a totally exclusive card and in order to get it customers must wait for a special invitation. Moreover, if you want to be invited, you have to use an American Express Platinum Card for at least one year, spend a minimum of $250,000 during the year and have a stainless credit history. The Black Card is reserved for the wealthiest and most privileged people. You can't find this card on our site because we offer only those for which you can apply online. Look through the best credit card deals and perhaps you'll find the one that suits you.
User Name:PAUL
May 15, 2007, 8:30 pm
SECURED CREDIT CARD WHAT IS MINIUM TO PUT DOWN ON CARD
If you wish to establish or improve your credit history applying for a secured credit card is a right way to go. Such type of cards requires that you open a security deposit that will guarantee to the bank your ability to pay. Nowadays most credit companies do offer such cards for their customers. On our web-site you can find several variants of secured credit cards. Look through all terns and conditions of payment and choose one that suits you most. Talking about the money you'll have to deposit, it may amount to just a few hundred dollars to start. If you eventually want your credit limit to increase and you aren't yet ready for an unsecured line of credit, you can usually add money to your deposit amount in future.
User Name:PAUL
May 16, 2007, 3:14 pm
My credit score is 665 and I've been offered an American Express Green charge card. What are the advantages of a charge card vs. credit card? How will it affect my score?
Many people use the terms credit card and charge card as synonyms, but there are important differences. A charge card is a specific kind of credit card. The main difference lies in the fact that a charge card is basically just a means of obtaining a very short term (usually a one month) loan for a purchase. The balance on a charge card account is payable in full when the statement is received and cannot be rolled over from one billing to the next; so, there is no "minimum payment" other than the full balance. The main advantage is that since there is no loan, there is no official interest (though some companies charge annual fee). However, a partial or no/late payment results in a severe fee (as much as 5% of the balance) and even cancellation of the card. A credit card, on the other hand, allows you to make purchases for which you are billed later. With such cards you generally have an opportunity to carry a balance from one month to the next and pay off only a certain amount of your debt each time you receive a bill. However, if you are a holder of a credit card you have to pay interest on that balance (though in most cases there is no annual fee).All the best, Manager of Immediate Credit Card Care Service




