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Displaying 70 to 80 (of 116 questions) Page:   8 of 12
Date:
May 16, 2007, 10:51 am



I wuold like to no if I can get a credit card form you

Answer:

Before applying for a credit card you need to turn to a credit bureau and check your credit report for any errors or inaccurate information, correct them and find out what your credit score is. If your credit report is good enough, you can proceed with your application for a credit card. However even if your score is not so high it doesn't mean that you can't apply for a credit card. At our site you can find credit cards of all types - cards for bad credit, fair, good or excellent credit. You need to choose the page corresponding to your credit score; make a step-by-step comparison of credit cards presented there, their features, limits and terms and select the card that complies with your needs and current state. You have the possibility to apply for this card online. It is very easy and safe. Click the link "Apply" at the credit card you need and submit an application online. Your application will be considered by the bank for some time. The bank will check your credit report and then make a decision. You will receive your statement with the data concerning your card and the credit card itself by post.

Date:
May 17, 2007, 10:35 pm



How do I get a Black American Express card?

Answer:

For many years rumors circulated about the so-called American Express Black Card. This card supposedly was offered to the most influent and powerful people throughout the world. It is true that in 1999 American Express created a kind of such card though it was named not the Black Card but the Centurion® Card. The main feature of this card lies in the fact that you can’t get it by simply submitting an application. In spite of the fact that credit card companies generally strive for potential customers and offer them the most convenient and favorable opportunities to apply for one of their cards, the American Express Centurion® Card is different. It is a totally exclusive card and in order to get it customers must wait for a special invitation. Moreover, if you want to be invited, you have to use an American Express Platinum Card for at least one year, spend a minimum of $250,000 during the year and have a stainless credit history. The Black Card is reserved for the wealthiest and most privileged people. You can't find this card on our site because we offer only those for which you can apply online. Look through the best credit card deals and perhaps you'll find the one that suits you.

Date:
May 17, 2007, 11:50 pm



SECURED CREDIT CARD WHAT IS MINIUM TO PUT DOWN ON CARD

Answer:

If you wish to establish or improve your credit history applying for a secured credit card is a right way to go. Such type of cards requires that you open a security deposit that will guarantee to the bank your ability to pay. Nowadays most credit companies do offer such cards for their customers. On our web-site you can find several variants of secured credit cards. Look through all terns and conditions of payment and choose one that suits you most. Talking about the money you'll have to deposit, it may amount to just a few hundred dollars to start. If you eventually want your credit limit to increase and you aren't yet ready for an unsecured line of credit, you can usually add money to your deposit amount in future.

Date:
May 20, 2007, 1:27 am



what credit cards can i be appoved for with a score of one 609 the other is 595 and the other is 545

Answer:

Your credit score is a leading factor that determines your chances to be approved or denied when applying for a loan. That’s why it is crucial to improve the score continuously and to maintain it on a high level. Nonetheless, even if your score is not so good you still have an opportunity to get a credit card. Your scores amount to 545, 595 and 609, which means you credit is regarded poor. Nowadays many banks, such as First PREMIER, Columbus, Dakota, Millennium and Orchard, offer credit cards for people with bad score. You are welcome to turn to the page devoted to cards for bad credit. Compare all the information concerning each card, choose the one that satisfies your requirements and apply for it online.All the best, Manager of Immediate Credit Card Care Service

Date:
May 20, 2007, 2:27 am



My credit score is 665 and I've been offered an American Express Green charge card. What are the advantages of a charge card vs. credit card? How will it affect my score?

Answer:

Many people use the terms credit card and charge card as synonyms, but there are important differences. A charge card is a specific kind of credit card. The main difference lies in the fact that a charge card is basically just a means of obtaining a very short term (usually a one month) loan for a purchase. The balance on a charge card account is payable in full when the statement is received and cannot be rolled over from one billing to the next; so, there is no "minimum payment" other than the full balance. The main advantage is that since there is no loan, there is no official interest (though some companies charge annual fee). However, a partial or no/late payment results in a severe fee (as much as 5% of the balance) and even cancellation of the card. A credit card, on the other hand, allows you to make purchases for which you are billed later. With such cards you generally have an opportunity to carry a balance from one month to the next and pay off only a certain amount of your debt each time you receive a bill. However, if you are a holder of a credit card you have to pay interest on that balance (though in most cases there is no annual fee).All the best, Manager of Immediate Credit Card Care Service

Date:
May 30, 2007, 3:14 am



can i get a credit card with a co-signer

Answer:

All credit cards for good credit in fact allow to co-sign for someone. However keep in mind that you can not apply with a co-signer right away online. If you are eager to get a card with a co-signer, you should do the following. First of all, person with good score (co-signer) applies online through our service for any good/excellent credit card. He/She gets approved. Then this person can call the bank and say that he would like to add someone to his account and that he will be a co-signer for a person with bad credit history. He must tell social security of that person. Co-signer receives a statement by mail, that a person with bad credit must sign and send back. Now person with bad score shares an account with co-signer. By making timely payments person with bad credit will start building his credit history as his payment info will be sent to all credit bureaus every month. All the best, Manager of Immediate Credit Card Care Service

Date:
June 11, 2007, 6:32 am



how can i get a black credit card

Answer:

For many years rumors circulated about the so-called American Express Black Card. This card presumably was offered to the most significant and powerful people throughout the whole world. It is true that in 1999 American Express designed a kind of such card though its name was not the Black Card but the Centurion® Card. The main feature of this card lies in the fact that you can’t obtain it by simply submitting an application. In spite of the fact that credit card companies generally strive for potential customers and offer them the most convenient and favorable opportunities to apply for one of their cards, the American Express Centurion® Card is different. It is a totally exclusive card and in order to get it customers must wait for a personal invitation. Moreover, if you want to be invited, you have to use an American Express Platinum Card for at least one year, spend a minimum of $250,000 during the year and have a perfect credit history. The Centurion Card is reserved for the wealthiest and most privileged people. You can't find this card on our site because we present only those offers which you can accept online. Look through the best credit card deals and perhaps you'll find the one that complies with your needs. All the best, Manager of Immediate Credit Card Care Service

Date:
June 15, 2007, 3:17 am



What is the quickest credit card to apply for? American Express appear to take 2 weeks but I need a card asap as am going away. Thanks.

Answer:

In fact it takes various periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify or not. However nowadays many banks also offer to their customers the service of instant approval which means that the decision is made instantly (it actually takes a few minutes after submitting an application form). On our site you are welcome to compare several cards with instant approval. Mind, however, that it is extremely important to turn to your report first and learn your current score. When applying for a card with instant approval you must be sure you are eligible for it. After you’ve chosen a deal that suits you most, fill the application online and get an approval immediately. Anyway the card itself will be sent to you by post, so the time when it actually arrives depends on your location and on the work of the post-office. All the best, Manager of Immediate Credit Card Care Service

Date:
June 19, 2007, 12:57 pm



I would like to know when i will be receiving my secured credit card, i have mailed everything along with filing out and depositing $200.00 ti first premier bank 2 months ago!!

Answer:

As it happens it takes various periods of time to receive a response from the issuer for which card you’ve applied. You see, the bank needs a some time to consider your application, to check your report and decide whether you qualify for this or that card or not. Some banks offer a service of instant approval, and in this case you only have to wait a few minutes for a bank’s decision. However if you’ve applied for a card that does not imply an instant approval you must be patient and wait a bit. When your application is considered the statement and the card itself arrive to you by post. It may require a few days, weeks or even more than a month depending on your location and on the work of the post-office. Two months however is quite a long period, that’s why we recommend you to contact the bank by phone or through the official website and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service

Date:
July 8, 2007, 2:43 pm



how can i apply for a credit card at my most vulnerable state with the type of credit that i have, which is bad.

Answer:

Even if your credit is bad (your score is below 620) and you want to improve it there are some cards you are eligible for. Of course they are not as favorable as those for good history. The majority require annual or setup fees, and the APR is generally higher. Still, if you use them lightly and pay all the bills on time, they can be a fine way to increase your score. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service

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