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Displaying 60 to 70 (of 116 questions) Page:   7 of 12
Date:
April 7, 2007, 1:40 am



how do i get a new citi bank visa check card star debit because mine has expired?

Answer:

As it appears from you inquiry, you card is one of the pre-paid, or debit cards, which has nothing to do with online bank credit card applications we present at our site. The reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If your credit card has expired the thing you can do is to visit your bank and fill in a special application for a new pre-paid card and put the amount required into your personal bank account, or, in case you bank has online banking service, try to do it online and you`ll be sent your card by mail. In case you have any kind of question concerning your pre-paid card, you`re free to call toll-free phone number of customer service, which you`ll find on the back of your plastic card.

Date:
April 7, 2007, 1:43 am



Will you please send me the routing number for Vystar so that I may complete my taxes?

Answer:

To tell you the truth the purpose of our website is to inform the credit customers about up-to-date online bank credit card applications and present all required data for them to be able to compare credit cards online most effectively and choose a credit card, complying with their needs and corresponding to their credit score. Regretfully we are not provided with credit card issuers? or credit unions? contact information or routing instructions, therefore we can`t tell you the number you`re asking. Our suggestion is the following: use search engine to find official site of Vystar credit union and apply to their customer service.

Date:
April 7, 2007, 1:43 am



I applied for a card and it was denied I\'m trying to find out if I owe you any money if so I would like to take care of my bill.

Answer:

Our website`s purpose is to provide significant base of bank credit cards, issued for all categories of applicants. We try to do our best to keep pace with the time and provide you with up-to-date information about credit card world. What we do is facilitating the procedure of choice for you, to put it differently, we do not issue credit cards, as well as we do not approve you for any of cards, and we do not charge any fees for our site use. The most evident reason for the refusal you`ve got from a credit card issuer is that your credit score wasn?t sufficient for the credit card selected. You should be very careful, making credit card application, while these refusals can hurt your credit. It`s recommendable to get your credit score from nationwide credit bureaus: Experian, TransUnion, and Equifax. Also, you can order your credit score through the official online source established for this purpose. Having learned hat your credit score is you increase the chances to apply for a credit card, which you`re most likely to get.

Date:
April 7, 2007, 1:47 am



I am looking for a cash back rewards card that offers a decent % of cash back rewards on EVERY purchase without spending $10,000-$20,000 first before qualifying for a decent % rate on rewards. I usually don't spend $10,000 / year using a credit card. Which card is best for me. Chase Bank seems to have a pretty good offer. Please advise.

Answer:

Usually cash back credit cards are assigned for good-to-excellent credit card holders. However, you can find rewards cash back cards for fair credit nowadays. As far as it comes from your inquiry you`re interested in cash back credit card, providing cash rebate for all purchases. Chase Bank PerfectCard can be really nice choice. Obtaining this card you`ll enjoy 6% cash rebate on all gas purchases during the first 90 days and 3 % rebate thereafter and 1% rebate on all other purchases. This card ensures balance transfer option and demands no annual fee. You can also choose Blue Cash American Express credit card, which guarantees up to 5% cash back with unlimited cash rewards and purchase protection plan. Compare credit cards elaborately and choose cash rebate card you like!

Date:
April 9, 2007, 6:19 am



if my credit score is above 650, will my credit card be surely approved

Answer:

This credit score means that you have a fair credit. Before applying for a credit card you need to turn to one of the credit bureaus and check your credit report. Look out for the following: bankruptcies that are more than 10 years old, negative information that is more than seven years old, credit inquiries more than two years old, credit accounts that are not yours, closed accounts incorrectly listed as open, etc. If everything with you is OK, your application can be approved. At our site we present fair credit card offers right for people with fair credit. They are only for the US residents. If you are the US resident, compare credit card offers very carefully and make your choice. You can apply for this credit card online.

Date:
April 15, 2007, 11:38 pm



Dear Sir,

I used to live the state and had credit cards. Can I get my credit report although I don't live there anymore.

Regards,
Abdulla

Answer:

You see, your credit report is created and kept by credit bureaus. We are not a credit bureau. At our site we present the alluring credit card offers for the residents of the US, Canada, UK and Belgium. We do not have any kind of access to your personal information. You need to call any of the three major credit bureaus directly or apply to them via Internet. The three major Credit Reporting Agencies are Experian (www.experian.com), Equifax (www.equifax.com) and TransUnion (www.tuc.com). At their official sites you can find their contact numbers, read more information and ask questions concerning credit report.

Date:
April 15, 2007, 11:40 pm



need unsecured credit card or personal loan for bad credit and live in Canada

Answer:

The matter is, that Canadian credit cards, presented at our site, require positive credit history. So, to find out whether you qualify, you need to apply to a credit bureau and check your credit report. If you are lucky to have good- to-excellent credit, you are welcome to choose the best credit card, designed for you. At our site we offer credit cards only; we do not deal with loans, therefore we can not recommend you any personal loan. If you are an active traveler, you can make your choice in favor of American Express® AIR MILES Credit Card and benefit from 3,99% on balance transfers for first 6 months, no annual fee, 100 bonus rewards miles and other attractive options and perks. Evaluate our Canadian credit cards (they all are unsecured cards by their type), read their terms and conditions, choose the card, fitting your financial plans, and file the appropriate online credit card application.

Date:
April 15, 2007, 11:42 pm



did i get approved or whats next for me?

Answer:

You see, we are not a bank or a credit card company, and we do not have access to your personal information and your credit card accounts. At our site we just present the up-to-date and sufficient information about the best credit card offers and give you the possibility to apply for a credit card online. Then your online application is submitted to the bank. The bank needs some time to consider your application, check your credit report and then make a credit decision. It can take 1 minute (with instant approval cards), a couple of days, a week or even longer. It depends on the type of your credit card. Then bank sends you a statement. So, you should wait for sometime for your approval. If you want to clear up some details, apply directly to the customer service of the bank. There you can get more detailed information.

Date:
April 26, 2007, 11:38 pm



i have been approved how do i transfer balances from card to the other

Answer:

In fact, to transfer balances to the other credit card, you should call the bank and ask them to do it. But before you transfer balances to a credit card, read the fine print, otherwise, you could end up paying fees and a much higher interest rate than you expected. You should as well learn about late fees and over-the-limit fees, how long the introductory rate lasts, if a credit card has an annual fee. You’d better also ask if there are balance-transfer fees (some issuers charge transaction fees as high as 4 percent. So the higher that balance, the higher the transaction fee. A 4 percent fee on a $5,000 balance would cost $200). If you are comfortable with the terms of the offer, be sure to fill out the balance transfer form carefully. Incomplete information may halt or delay a transfer. It's also a good idea to make the minimum payment on the old card while waiting for the balance transfer to take effect - which may take from two to four weeks. The new card company may send a notice saying the balance transfer is complete. Be sure to call the old card company and verify this. Write down the name of the person you talked to, the date, the time and what was said. To avoid any mix-ups, we urge you to wait until the old credit card company sends you a billing statement with a zero balance. If the company doesn't send one, request it. Then cancel the old card - you don't need it. We can recommend you to have credit cards by Bank of America, since these are the best cards to get for balance transfers.

Date:
May 15, 2007, 5:55 am



MY CREDIT SCORE IS 630. CAN I ELIGIBLE TO APPLY FOR CREDIT CARDS? IF YES THEN WHAT ARE THE BEST MATSH?
THANK YOU.

Answer:

The credit score is the main factor which lenders take into account when deciding to approve or to deny your application. That’s why it is of extreme importance to improve your score and to keep it as high as possible. Your current score is 630 which is considered fair. Of course you are eligible to apply for a credit card. On our web-site you can find several variants of fair credit cards applications from First PREMIER Bank and Orchard Bank. You can easily apply for any of them online. Read all the details about these cards carefully and understand all the terms, amount and periodicity of payments and so on. Choose the one that suits your needs and requirements and then click "apply" link. Fill the form, wait for an approval and enjoy your new card.

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