Credit Organizer

Best Credit Card Offers

Limited Credit Offers

Credit Card Companies

Credit Cards by Rewards

Prepaid & Debit Cards

Credit Cards by Bank

 

Credit card helper

Got a question about credit cards?

Consult "Credit Card Helper"! Be Sure - Credit Card Help Is on the Way!

 

OUR PARTNERS

Credit cards for balance transfer
Bad credit credit cards
Compare credit card offers
Good credit card deal
 

How good is your credit? Get a copy of your credit report. Free trial.

Obtain your credit score instantly. Previously only lenders could access your credit score. Now you can too.

Instant online delivery of the 3 Bureau Credit Report. An effective tool for mortgage shopping and financial planning.

 
Visa Credit CardsMasterCard Credit CardsAmerican Express Credit CardsDiscover Credit Cards

CreditOrganizer.com

presents the Information Center.

Credit Card Offers

Credit Card Helper

Be Sure - Credit Card Help Is on the Way!
It is possible that weíve already got the solution to your problem in our database
Feel free to make a search before entering a question


For example: Are there credit cards for students under age?
Put a question
Result
Insert your name
Inform of answers by e-mail



Insert your question


Insert the figures from the picture:     
Use search form or post your question.
Note: when suggesting a question, do not submit your private financial information such as SSN, your real full name or bank accounts numbers.

When you insert a question, you tacitly accept terms and conditions.
Displaying 50 to 60 (of 116 questions) Page:   6 of 12
Date:
February 22, 2007, 4:20 am



Can i make a payment online?

Answer:

If your credit card includes such an option, then online payment is really possible. To find it out look through the terms and conditions of your card, where such kind of information is usually pointed out. If this function is available, you can go to the official site of your bank, register there and fill out a given form, which makes the money be sent to your account. You can choose another variant, which is also possible: check up your balance at the official site of your bank. Unfortunately, you are not able to do this at our site, as we have no access to your credit card accounts or your personal information.

Date:
February 28, 2007, 7:23 am



is there any card for me in canada for bad credit

Answer:

No, unfortunately we don't carry such cards. Nevertheless, we cater for credit card deals for Canadians, but these credit cards are intended only for people with good or excellent credit card history. If you want to rebuild your credit, you can ask your friend or relative to become your co-signer. In this respect, he or she applies online for one of our Canadian credit card offers, signs you up as a co-borrower and youíll be able to pay off the credit on more beneficial terms, and accumulate credit points, but he/she is responsible for this credit as well. We can as well recommend you to apply to your local banks and to get a credit card in accordance with your credit card history and your credit score.

Date:
March 4, 2007, 3:16 pm



Is there any bad credit cards applications available in new zealand

Answer:

At our site we present credit card applications for residents of the United States, United Kingdom, Canada and Belgium. Unfortunately, we donít provide online credit card applications for all other individuals. If youíd like to hold necessarily a US credit card, you should get a US social security number which is a compulsory element of the credit card application form. You can freely order a US social security number, if you possess Green Card or work legally in the USA. If you comply with any of these two conditions, you can evaluate cards for bad credit online and fill out the suitable online credit card application. In case if you want to obtain a credit card of your country, use search engine to find the appropriate site or turn to your local bank and ask for a credit card.

Date:
March 10, 2007, 4:38 am



were do i put my #in the sign up i got in the mail today saying i am approved

Answer:

As far as it comes from your inquiry, you seem to have got one of pre-approved credit card invitations. Credit card companies use this way of recruiting new credit card users. Once youíve received pre-approved credit card application, youíre absolutely sure to qualify for the credit card offered.
If you really want to obtain the credit card applicable, you should contact the credit card issuer as soon as possible. There should be contact information within the letter youíve received and, most probably, toll-free customer service phone number. Contact the service manager of your credit card issuer and assume, you want to activate your credit card. The customer service will provide you with all necessary instructions to complete the procedure of card activation. In case you havenít find any contact information within the invitation and, perhaps, just requirements to pay for something, you can consider this letter a scam.

Date:
March 11, 2007, 9:27 am



helo
if i have unpaid credits & loans in another country like in Dubai, would it affect my credit application here in US?

Answer:

Actually American banks tend to issue credit cards for legal American citizens. If you have unpaid credits and loans in Dubai, you seem to be resident of the United Arab Emirates. Therefore you canít apply for any credit card, assigned for American citizens.
What you can do, is to try to apply for a credit card, issued by the bank of your country, specializing in credit repairing.
Some foreigners can really obtain American credit cards, provided they have Green card and, consequently, can apply for Social Security Number, required while filling in credit card application.
Another option for you looks as follows. Some of American banks issue credit cards for foreigners, who want to make purchases here, in the USA. However there is again a restriction: you should have at least good credit score to be approved for a credit card of that group.

Date:
March 13, 2007, 5:10 am



I have a pre-selected offer and found the webpage but there is no place to apply for the card that is offered. It is Best Buy rewardzone mastercard.

Answer:

Since youíve received pre-selected offer, you can apply for the credit card applicable and are sure to be approved. The Best Buy Reward Zone MasterCard is one of the most popular credit cards for making purchases, allowing you to earn point everywhere you make purchases.
To apply for this card you can access BestBuy official site and apply for a credit card therein, clicking respective link, which will transfer you to application form.
The Best Buy Reward Zone MasterCard will allow you to win reward certificates to use toward music, movies, electronics and more at Best Buy stores. This card is accepted all over the world and guarantees 0% liability on unauthorized purchase, which makes it one of the most desirable cards for shopping fans.

Date:
March 20, 2007, 7:45 am



i recieved a card from your company but thought nothing off it so i cut it up and threw it away. (i did not appy for it, and figured it was send to me on some promotion thing.) no i am recievin bills from you guys and this is not a card that i have applied to so i dont think i should have to pay it. thank you for your response in this matter

Answer:

You coldn't get anything from us as we are not credit card issuers, we don't have any kind of access to your personal informatoin anh have no notion what card and from what bank you received- we only present the latest information about cards. If you didn't activate your credit card and threw away your bill, you must not do it. You didn't have to throw it away as the card is the property of the bank , and you'll have to pay for its loss. You had to return it by mail if you didn't want to use it. We can advise you apply to the bank and clear out the situation with them: it may be a mistake, so you must try to prove that you are right. If you can't solve this proble, it is necessary to apply to the court.

Date:
April 7, 2007, 1:33 am



I am looking for a credit card to pay off all of my credit cards with a balance transfer with a credit limit of $10,000.00, is that possible.

Answer:

Generally speaking, the credit limit a credit card offers depends on your credit score, which is calculated taking into account your payment history, amounts owed, length of credit history, new credit, and types of credit used. It's clear that the most important factor is your record of paying your bills on time. Therefore the first thing you`re recommended to do is to get your credit score from nationwide credit bureaus: Experian, TransUnion, and Equifax. Also, you can order your credit score through the official online source established for this purpose. If your credit score is good-to-excellent, you can easily apply for one of balance transfer credit cards to consolidate your credit debts. These cards are likely to provide you credit limit needed.

Date:
April 7, 2007, 1:38 am



i have ok credit but need a credit card for any emergencywith low interest rate and no hiddin fees

Answer:

When applying for bank credit card, there are several things to consider to avoid regretting in your choice because of high hidden fees. The APR (annual percentage rate) is an obvious consideration, but fees can be astronomical with some cards and should be given some serious review. Each card has their own billing structure and they can call these fees any number of different things: participation fee, monthly service charge, over limit fee, phone payment fee, late fee, annual membership fee etc. These fees also eat up your credit limit and you will be charged over limit fees if their fees take you over the limit. Many of these fees can be avoided by being on time and paying by check or online. Making phone payments, going over the limit, or being late will cost you significantly. So look carefully at the list of fees and monthly charges before accepting a credit card offer. If your credit score allows you, you`re free to regard low rate credit cards and apply for one you like!

Date:
April 7, 2007, 1:39 am



How many inquiries can you have in a six month period

Answer:

Generally, too many inquiries on your credit report can cause the score to deteriorate. This is because lenders tend to view each inquiry as potential new credit established. As a result, debt - income ratios become an unknown until the inquiries result in a new account. Actually we can differentiate 2 types of inquiries that will show on your credit report. When you apply for a mortgage, auto loan or other credit, you authorize the lender to request a copy of your credit report. These types of inquiries, prompted by your own actions, appear on your credit report and are included in your credit score! Any of these sources requires your authorization in writing to be allowed to run your credit. Your own credit report requests, credit inquiries by businesses to offer you goods or services, or inquiries made by businesses with whom you already have a credit account do not count toward your credit score. Credit checks by prospective employers also do not count. These types of inquiries may appear on your credit report, but they are not included in your credit score. Authorization is not required for these creditors to access your credit profile. Thus, if you`re monitoring your credit score to apply for bank credit card, which you`re most likely to qualify for, it won`t hurt your credit score.

Copyright © 2006-2017 CreditOrganizer.com.
All rights reserved.

CreditOrganizer.com strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that CreditOrganizer.com can be compensated by credit card issuers when the visitors apply for a credit card through the website.

* The CreditOrganizer.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditOrganizer.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditOrganizer.com website are property of their respective owners.

Information in these articles is brought to you by CreditOrganizer.com Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.