Credit Card Helper
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November 24, 2006, 3:42 am
With the Orchard bank silver master card is there any other fee except the annual fee that I must pay if i apply and get approved for this card? If so when do i pay the annual and other fees on my first bill?
To find out all the details, you should see the terms&conditions of your credit card, as far as I know, they are disclosed during the process of application for this credit card, as some charges may vary according to your credit score.
Best,
Manager of Immediate Credit Card Care Service
November 24, 2006, 3:51 am
How do I get my Cashback bonus on line
You can get cash back in the following way: the bank can transfer the money to your credit card account (adding to paying off the debt) or the money can be sent to another card account, according to the terms provided. You can only see or control the cash back you get via official site of your bank.
Best,
Manager of Immediate Credit Card Care Service
November 27, 2006, 11:57 pm
if i payed off the amount when the statement comes in does the APR still apply. how do i get information set to me at home?
It depends on terms and conditions of the credit card you are using. To solve the question, please, contact the customer's service of your bank.
Best,
Manager of Immediate Credit Card Care Service.
November 28, 2006, 12:22 am
looking for address to send inquiry mail about an account with orchid bank.
Each bank workes with a definite credit bureau collecting information on your paying track and accounts. If you want to find out your account, please, get in touch with the bank at www.orchardbank.com.
Best wishes,
Manager of Immediate Credit Card Care Service.
November 29, 2006, 1:55 am
any credit card companies out ther that pull only transunion credit reports or do they all pull all 3
You can't know for sure (until the bank tells you) what credit bureau's report the bank uses, usually theu look at the report with the lowest credit score. That's why you should make all theree credit reports identical, asking to add the missing information and remove the incorrect items.
Best,
Manager of Immediate Credit Card Care Service
December 1, 2006, 5:28 am
please ansewer your phones, i dont want this mastercard 1-816-650-6885
We only provide information on the credit card offers from
the banks and help the customers to choose the right
credit card for him/her, making it convenient to look through
details and compare the offers. We do not give any contact information
of the banks and credit card companies and have no access to the customers'
private information and application status.
Best,
Manager of Immediate Credit Card Care Service
December 1, 2006, 6:19 am
How does that work for 0 interest?? Do i use the card and its no interst or do I have to call them ask for the money to be put in my checking book??
The first variant - you pay no interest, but there may be some other charges and fees. As for the second variant, it reminds of cash back - when the bank sort of gives back a part of the money you spent with your credit card, and this money can be put on your bank account or it is used for reducing the balance on your credit card.
Best,
Manager of Immediate Credit Card Care Service
December 1, 2006, 6:53 am
im know working in hong kong would like to apply one of your credit card online.please advice thanks
If you are US citizen, you can apply for a credit card according to your credit score and needs. If you are going to use it within USA, it should fit your needs. If you want to use it in Hong Kong, you should find a credit card with low foreign exchange fee.
Best,
Manager of Immediate Credit Card Care Service
December 15, 2006, 7:36 am
I have recently recieved information stating that i was approved for a credit card with ameritrust financial and it was a 2000 dollar limit but they needed 200 dollars from my checkings account I do not wish that they take money out of my account at this time I wish to withdraw and go through with this process for the credit cadr at a later date can you please help me
Usually, if you receive a pre-approval letter that means your credit history is eligible for certain set of terms of a credit card. And you are offered this credit card with these terms and charges. To change the terms and conditions of the credit card you should improve your credit history, which is impossible to do in a very short period of time. Now you have two ways - either to accept the credit card offer or refuse it. You can also search for similar credit card offers at our site.
Best,
Manager of Immediate Credit Card Care Service
December 15, 2006, 7:40 am
why i havent heard any thing on my aprovel bestman@comcast.net
If you applied for a credit card and haven't received any response yet, you either are denied, or gave a wrong address to the bank, or there are some technical problems. You can call the bank and verify your approval. There are credit cards, though, that provide instant approval, that is you can receive a response within an hour, if your credit history meets the requirements for this credit card offer.
Best,
Manager of Immediate Credit Card Care Service





