My credit history is very poor due to my divorce. Iwould like to start re building it. I am a teacher and my yearly income is 70 000 a year. My mother's credit is very good and she would like to co sign for me. What credit card comapnies would grant me a card with a co signer?

All credit cards for good/excellent credit history enable you to co-sign for someone. But you can't apply with a co-signer online. If your mother wants to co-sign for you she needs to apply online for any credit card with good/excellent credit. She gets approved. Then she calls a bank and says that she would like to add you to her account. She must tell your social security number. Then she will receive statement by mail. You must sign it and send back. So you will be sharing an account and credit limit with a co-signer. But you will have different cards with different numbers. By making regular payments you will be building your own credit, because all the info will be sent monthly to all credit bureaus.

are there credit cards for people with co signers?

All credit cards for good credit history allow to co-sign for someone. But you can not apply with a co-signer online. Usually a co-signer with a good credit history applies online. Then he contacts the bank and tells that he wants to add someone to his account. This account will be shared with a co-signer. You will have different cards with different numbers, but the account and credit limit will be shared. The payment info will be sent to all credit bureaus every month.

CAN i APPLY FOR A CARD AND HAVE MY SON AS A SECONDARY CARD HOLDER

You can surely add your son as an additional user to your account. All good or excellent credit cards permit adding additional user online during the application process. By adding your son as an additional user you simply get another card thet will be aasigned to your account with your son's name. Actually you can put down any name you want. You don't have to provide Social Security Number of your son and only you are in charge of this account. Your son doesn't build his credit by using this card.

can you give me a bigger list of bad creit cards

Nowadays even if your credit is bad you are still eligible for a certain cards. Many banks offer both secured and unsecured cards for those who wish to establish their history. The most widespread deals for poor credit are offered by First PREMIER and Orchard. On our website you have an opportunity to compare the best offers from the both banks. In addition, you can turn to the Tribute® Master Card® Gold from Columbus Bank and Trust, Access Visa Card and Total Visa Card from Commerce Bank, Rewards 660 Visa® from Dakota State Bank, Black Diamond Visa® or Mastercard®, Gold Visa®, Mastercard® or Platinum Mastercard from Millennium Bank as well as to other offers from the smaller banks. Choose the card that suits your current needs, fill the required application form and submit it online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service

what is 0% Intro APR for 12 Months?

0% Intro APR for 12 months on a credit card means that you make purchases and then repay for them without being charged interest for as long as 12 months. You may have 0% APR on purchases, on balance transfers and on cash advances. You may find and compare 0%APR credit card offers from American Express credit cards, Chase Bank credit cards and Discover Bank credit cards that bear no annual fee credit card offers besides. Mind it that 0%APR credit cards are designed for good-to-excellent credit consumers, so check your credit score before you apply. We help you to choose the most appropriate credit card for you by providing you with convenient online tools for credit card comparison that allow to make credit card decision easy and fast. Best, Manager of Immediate Credit Card Care Service

How can I tell what my approval limit will be with out going through the entire approval process multiple times?

As far as it comes from your question, you want to ensure credit card approval, applying for a credit card chosen. Thus, the first reasonable step you should take is to obtain your credit score from one of the national credit bureaus: Experian, TransUnion, and Equifax. You can also get your score through the official online source established for this purpose. If you`re aware of your credit score it`s easier for you to select proper credit card application. If your credit score is good-to excellent, you can apply for one of instant approval credit cards and, once being approved you`ll get your card within 10 business days. With poor credit you can also count on getting online credit card approval. Apply for one of guaranteed approval credit cards, offered by Orchard bank and First PREMIER bank.

Dear Chase Bank; Is my card coming in the mail to my P. O. Box soon???? XXX@yahoo.com Donna Murray

Dear Donna! If you applied for a credit card online and were approved, now waiting for your credit card to come, the period you can expect it may be up to 30 business days. Unfortunately, we cannot answer when your credit card will be delivered. But if it doesn't come, apply directly to Chase bank. We do not provide phone numbers as we only present lists of the best credit card offers. To find contact information of Chase, you can link on some of Chase bank credit card offers, choose any credit and then go on as if you were applying. The mechanism will lead you to a Chase application page, where you will probably find Chase contacts. Otherwise, try to find Chase official website in the Net. Best, Manager of Immediate Credit Card Care Service

Could you please help me to find a card with promotional 0% apr and with NO BALANCE TRANSFER FEE?

If your credit is good-to-excellent, you can easily find a credit card with the required features, namely, intro 0% APR and no fees for balance transfer operation. Regard our balance transfer credit cards and pay your attention to Discover Platinum credit card, offering 0% APR on balance transfer and for purchases within 12 months' intro period, and no fee for balance transfer. This card also ensures 5% cash back at gas stations, restaurants, department stores etc. and requires no annual fee. You can also consider some of the CitiBank credit cards, providing balance transfer option, intro 0% APR and demanding no fees.

I need to find a unsecured credit card with no accounts needed, Do you know of any?

In fact all unsecured credit cards don’t require money deposit to be established beforehand, so the bank trusts you enough to give you money. But the fees and rates of suchlike cards are rather impressive – this is the only way banks can cover the risks. Your choice greatly depends on your credit score, which corresponds to a certain type of credit history, your primary needs, the options you want to benefit from and other factors. First it’s necessary to check your credit report to find out what cards you are eligible for. Then if you possess no or bad credit – you are welcome to examine our online bad/no credit card applications. With fair credit rating you can count on cards for fair credit. If your credit score defines your credit history as good or excellent, you are welcome to select from good or excellent credit cards. Read carefully terms and conditions of the cards, you are interested in, and make a decision.

I need a card that has the lowest interest rate so I can transfer high interest cards, also no interest rate or transfer fees.

It is not the best idea to get a balance transfer card necessarily with no fees at all. Such cards usually have shorter introductory period with 0% APR and less beneficial terms. We advise you Platinum Visa Card by Chase Bank. It has 0% intro APR for 12 months, no annual fee, low transaction fee for balance transfers, free online account access, free travel services. This balance transfer card is perfect if you want to transfer your old balances on to a new card in order to save money.