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Credit Card Offers Help to Save Money on Gas
12:00:00 AM Tuesday, October 09, 2007
We all know that gasoline is getting more and more expensive every day. It costs more than $3 all over the country, but we all need to buy gas everyday. My gas bills were very high, but 2 years ago I found a nice solution to this problem.
Are your gas bills high, too? Do you want to pay less for your gasoline? If you do, then gasoline credit card offers are for you. But today many credit card companies offer this kind of credit cards and it is hard to find the best one. Hopefully this article will help you to make the right choice.
Gasoline credit cards are profitable for both credit card companies and gas companies. Good discounts on gasoline bring many new customers for both companies.
Gas credit cards help people to save money on gasoline. On average, they offer from 3% to 5% cash back rewards on gas, the size of reward depends on the bank. The maximum cash back reward you can get is about $50 - then you can ask your credit card company for rebate. You can use the reward at the gas stations that are tied in with your credit card.
I simply adore gasoline credit card deals. I live in the suburbs, but work in the center of the city. Every day I travel about 80 miles on my truck to and from work. I also have 2 children- boys. Both of them play football and baseball, so I take them to the sports ground 6 days a week. Not to mention driving to the malls and going fishing with my friends.
As you can see I spend a lot of gasoline every day! Two years ago my friend Chuck told me about gasoline credit cards. Now I buy things that I need and get free gas at the same time! That sounds like a nice deal to me!
Here are the best gasoline credit card offers, according to the survey of the banking industry:
- Gasoline credit card by American Express - Amex Simply Cash Business Card.
This card offers 5% back on all purchases made by the pump. It is comfortable to use this credit card as it is widely accepted on many gas stations: Texaco, Chevron or Shell Gas.
- Gas credit card offer by Visa- BP Visa Gas Credit Card.
The card is issued by Chase bank. It offers 5% back on British Petroleum gasoline, 2%- on travel and restaurant and 1% rebate on all other purchases. During the first two billing cycles you can double these rewards! That will make 10% back on gas, 4% rebate on everything connected with traveling!
BP Visa Gas Credit Card has no annual fee.
- Gasoline credit cards by Discover- Discover Open Road Gas Credit Card.
The card offers 5% back on fuel and automotive purchases. It is the only card that offers such great benefits! You will also get 1% back on all other purchases.
- Chase Freedom Cash Credit Card.
With this credit card you will get 3% cash back on gas, on groceries and fast food. Chase bank also pays 1% back on all other purchases. Another advantage of this card is that it is accepted almost everywhere.
So, if you want to save money on gasoline and get some cash back on other purchases, gasoline credit card offers are for you!
I adore to travel by car. So, on every vacation, I drive to my friends in other states. And my gasoline credit card is very helpful to me. Just think, I save not only on gasoline, but on other purchases, too!
NEWS about Credit Cards | >> View all News
Banks and card companies cut their lending risk factor by either lowering credit limits, increasing APRs on some credit cards or by not approving applications at all. The slumping economy and credit crisis force lenders to curtail 0% APR offers, benefits and even rewards programs. Some card offers have already imposed restrictions on when and how rewards can be redeemed.
The good news is that there are still plenty of deals offering lucrative cash back, gas and miles rewards and you only need to apply for the right card now. The difficulty here is the rewards vary from card to card and to make the best deal, you need to compare offers and choose one based on your spending priorities and financial standing. The key is to make the rewards work for you.
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Most of regular unsecured credit card offers for valuable customers carry in-built benefits which are free from additional charge. The benefits include $0 fraud liability, extended warranty protection, 24-hour roadside assistance, auto rental insurance, free online account access and management services and others. Their cost is already distributed among the annual fees, if any; interest rates and other charges specified in the fine print and you do not mark it out making credit card payments.
But on receiving a statement, you might be confused to spot there a charge you did not authorize in fact. The charge, labelled as payment protector premium, is designed to cover you in the event you cannot pay bills for some reason.
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While a whole range of charges associated with credit card use is not a surprise any more, the way they are sometimes applied may confuse a not too knowledgeable consumer. What hurts most is the consequence which might come up to a damaged budget at best and ruined credit at worst. The fine print is a great source of information on all the charges and terms they are applied under, but one needs to be financially educated to understand a point there.
If you're looking for a proper card offer right now, or you're already holding a plastic, the following information will be of prime importance for you, especially as the recent changes in the market require new and more rational behavior.
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