CreditOrganizer.com presents the credit news and articles section compiled by our experts. Get helpful pieces of advice before you apply.
NEWS about Credit Cards | >> News List
Magic Credit Car Offer for All Your Family
Every man and every woman has a little child living in their hearts. It is very pleasant to think about care free childhood. Visa, Chase Bank and The Walt Disney Company introduced a credit card offer that can help you to remember the times when you were watching cartoons and going to amusement parks: this unique credit card offer is called Disney Visa Credit Card.
This is a family-focused credit card, so if you have a child- this is the best credit card offer for you! You and your children can enjoy the card's benefits.
Disney's Visa Card has a unique design- you can see your favorite Disney cartoon character on your plastic- it is Mickey Mouse! Of course, Mickey Mouse on your rewards credit card is not so tempting enough, but this credit card offer has many other benefits.
The card has 0% APR balance and card purchases for up to 12 months, offers no annual fee and all the card owners can enjoy membership benefits. After the introductory period the annual percentage rate will go up to 14, 24%.
Another advantage of this offer is 0% interest rate on Disney Vacations for 6 months. As a perk, the new card owner will get a $15 gift card from Disney Store after the first purchase made with a card. You will be able to take advantage of special savings and discounts at Walt Disney World Resort and at Disneyland Resort.
There is another unique benefit Disney Visa credit card owners can get. If you are sick and tired of standing in lines and waiting for your child to meet his favorite cartoon hero, with Disney Visa card you can attend exclusive character meetings and get some free pictures.
Disney Rewards Visa card issued by Chase offers the cardholders many other benefits like emergency and travel services, emergency cash and card replacement, purchase protection and travel accident insurance.
But the best part of this deal is its unique rewards program.
Using this Visa credit card offer, you will earn 1% rebate on your purchases. This 1% rebate will be converted into Disney Rewards Dollars - every $100 spent on purchases will be converted into 1 reward dollar.
You will not get Disney Dollars on cash advances, balance transfers, convenience checks or fees of any kind. You will be notified about the points you gained with your monthly credit card statement.
The reward dollars can be spend on Disney products like toys, DVDs, clothes or you can use them towards spending your time in Disney restaurants and hotels as well as visits to theme parks.
Card owners have a possibility to double and even to triple their points if the points are redeemed for featured merchandise and special vacations packages. The rewards dollars should be used in 5 years and there is a limit of 750 points for a year.
So if you are a true Disney admirer and like to have fun and save money at the same time, you should definitely choose Disney Visa credit card.
It's crazy that they design credit cards for all purposes even The Walt Disney has its own credit offer. I'm stoked!
ARTICLES about Credit Cards | >> View all Articles
American Express continues to please its loyal customers with exclusive card offers for frequent travel rewards. Its latest product, co-branded with Delta Airlines, comes with a catchy "Delta Reserve Credit Card" name and aims at wealthy and creditworthy customers looking for incomparable travel experience. It cannot be referred to as a cheapest deal among the rewards type, but the price for the outstanding benefits and additional programs is more than acceptable.
The $450 annual fee and a competitive APR on purchases and balance transfers are charged for the exclusive access to the 24-hour Concierge Service, SkyMiles account rewards program and extended credit line. If you think you can find something better online, take a minute to read further and ascertain that American Express has not been overtopped.
>> Full story... Comments (0)...
If you hold a valid FICO score with at least one national credit reporting agency, you are very likely to receive a pre approved bank card offer in the mail. But among the 3% of recipients completing and returning the application, only some 1.5% if not less actually get approved. Why is that and what are you required of to qualify for that enticing card offer sent by a major bank?
Most people think if they've been pre approved, there will be no hassle going through the formality of the application process. Now they don't have to spend hours searching and comparing products online to find the only right variant. Hardly anyone knows how the bank chooses a potential customer and what eligibility requirements it will use to finally approve or reject your application.
>> Full story... Comments (0)...
Though a standard unsecured student credit card is available to high schoolers nowadays, it is at college that young people make their first financial decision independently from parents. The first responsibility comes with the need to choose the right plastic from a great spectrum of equally attractive offers.
>> Full story... Comments (0)...





