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Credit Card Offers

American Express

Delta Reserve Credit Card

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

9.99% APR on Balance Transfer for the first 12 months.
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first Purchase.
Built-in Miles Boost - earn up to 30,000 MQMs and 30,000 bonus miles.
Keep or gift these earned MQMs to friends or family members.
Complimentary Crown Room Club® access for you and two guests.
Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Access to American Express® Concierge Services.
Pay with Miles - pay for all or part of any Delta flight with your miles.

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	13.99%
Default APR:	see terms
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	9.99%
Introductory Period:	12 months
Ongoing APR:	13.99%
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	see terms
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$0¹⁷
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	see terms
Fee Rate:	see terms
Maximum:	see terms

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$450⁹⁵

Penalty Fees:

Late Payment Fee:

see terms

¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
⁹⁵ The annual fee for the Account is $450 unless you are also the Basic Cardmember of a domestic American Express consumer Charge Card account that has an annual fee greater than or equal to $55, in which case the annual fee is $395.