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Best Credit Cards from Credit-Land.com
  • 0% Intro APR.
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Credit One® Platinum Visa® Rewards Credit Card
  • 1% cash back on eligible purchases, terms apply
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Horizon Gold Credit Card
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Fingerhut Credit Account
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  • No Over Limit Fee*.
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CreditOrganizer.com presents the credit news and articles section compiled by our experts. Get helpful pieces of advice before you apply.

NEWS about Credit Cards | >> View all News

Best Credit Card Rewards 05:15:42 AM Thursday, November 06, 2008

Banks and card companies cut their lending risk factor by either lowering credit limits, increasing APRs on some credit cards or by not approving applications at all. The slumping economy and credit crisis force lenders to curtail 0% APR offers, benefits and even rewards programs. Some card offers have already imposed restrictions on when and how rewards can be redeemed.
The good news is that there are still plenty of deals offering lucrative cash back, gas and miles rewards and you only need to apply for the right card now. The difficulty here is the rewards vary from card to card and to make the best deal, you need to compare offers and choose one based on your spending priorities and financial standing. The key is to make the rewards work for you.


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Credit Card Payment 04:56:31 AM Thursday, October 16, 2008

Most of regular unsecured credit card offers for valuable customers carry in-built benefits which are free from additional charge. The benefits include $0 fraud liability, extended warranty protection, 24-hour roadside assistance, auto rental insurance, free online account access and management services and others. Their cost is already distributed among the annual fees, if any; interest rates and other charges specified in the fine print and you do not mark it out making credit card payments.
But on receiving a statement, you might be confused to spot there a charge you did not authorize in fact. The charge, labelled as payment protector premium, is designed to cover you in the event you cannot pay bills for some reason.


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Card Charges 06:14:29 AM Thursday, October 02, 2008

While a whole range of charges associated with credit card use is not a surprise any more, the way they are sometimes applied may confuse a not too knowledgeable consumer. What hurts most is the consequence which might come up to a damaged budget at best and ruined credit at worst. The fine print is a great source of information on all the charges and terms they are applied under, but one needs to be financially educated to understand a point there.
If you're looking for a proper card offer right now, or you're already holding a plastic, the following information will be of prime importance for you, especially as the recent changes in the market require new and more rational behavior.


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The latest question of Credit Card Helper

I am retired and want to do business for this the companies are asking me to provide the credit card account.I am having only saving bank account.Is there any provision for this.

Answer:

Unfortunately we cannot give you a straight answer to your question as the information provided is insufficient. In fact, your savings bank account can be of use for opening a credit card account. For lenders, it's one of the signs of stabilty and the odds are you will be approved for a secured credit card. You can review New Millennium Bank card offers. Applying for secured cards, you can rely upon a high credit limit, plus you may rest assured that your credit performance is reported monthly to all three credit bureaus.

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We created this site to provide professional assistance for any consumer who is going to apply for a credit card and learn how to manage his personal finance wisely. Our experts monitor the current credit card market, collect the credit card offers with the best features and sort them into categories for convenient browsing and comparison. Our expert authors write subject articles in which you can find useful tips and disclose some details of building credit, using plastics and what not! You made the right choice having come to CreditOrganizer.com for the best credit card offers and the most reliable credit information.

ARTICLES about Credit Cards | >> View all Articles

American Express Travel October 24, 2008

American Express Travel

American Express continues to please its loyal customers with exclusive card offers for frequent travel rewards. Its latest product, co-branded with Delta Airlines, comes with a catchy "Delta Reserve Credit Card" name and aims at wealthy and creditworthy customers looking for incomparable travel experience. It cannot be referred to as a cheapest deal among the rewards type, but the price for the outstanding benefits and additional programs is more than acceptable.

The $450 annual fee and a competitive APR on purchases and balance transfers are charged for the exclusive access to the 24-hour Concierge Service, SkyMiles account rewards program and extended credit line. If you think you can find something better online, take a minute to read further and ascertain that American Express has not been overtopped.


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Pre Approved Credit October 07, 2008

Pre Approved Card Offers

If you hold a valid FICO score with at least one national credit reporting agency, you are very likely to receive a pre approved bank card offer in the mail. But among the 3% of recipients completing and returning the application, only some 1.5% if not less actually get approved. Why is that and what are you required of to qualify for that enticing card offer sent by a major bank?

Most people think if they've been pre approved, there will be no hassle going through the formality of the application process. Now they don't have to spend hours searching and comparing products online to find the only right variant. Hardly anyone knows how the bank chooses a potential customer and what eligibility requirements it will use to finally approve or reject your application.


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Credit Cards at College September 26, 2008

Best Student Credit Card

Though a standard unsecured student credit card is available to high schoolers nowadays, it is at college that young people make their first financial decision independently from parents. The first responsibility comes with the need to choose the right plastic from a great spectrum of equally attractive offers.


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Let us have a closer look at the sections and categories of this site. Knowing the contents of each of them, you will find the products and information that interests you more easily.

At the Best Credit Card Offers section there are bank credit offers that have been attracting the consumers' interest due to the beneficial features they provide and unique advantages they give. At the page named Best Credit Cards there are products which are considered to be the top offers in the market, giving more rewards and having lower rates and fees than others. So, consumers with good and excellent credit score can without any doubt compare the bank offers at this page and choose an option to fit their requirements. Students and business owners are welcome to look through the respective categories for the cards specially designed for their needs. The section also contains plastics with the most popular features like low interest rate, instant approval and zero annual fee.

People with poor credit history are sure to find a bank product for them at the Limited Credit Card Offers section. It comprises plastics for limited, no and fair payment history. Those who are afraid of denials or applicants with no credit can be interested in secured credit cards which are a good way to start building a positive credit profile.

CreditOrganizer.com presents bank offers sorted by the issuer and the payment system - we introduce American Express and Discover plastics, Visa and MasterCard being issued by a number of outstanding US banks. In the sections entitled Credit Card Companies and Credit Cards by Bank you will be able to compare the offers by these banks and companies. Find your bank now!

Having good and excellent FICO score gives you a chance to choose a plastic by the rewards it gives. We collected a wide range of rewards bank cards and arranged them into categories, namely cash back, frequent flyer, gasoline and hotel rewards. Be rewarded for the spendings you are used to!

We are glad to inform residents of Belgium, Canada and the United Kingdom that there are bank card offers for them at our site. They are welcome to contrast the deals and fill out an online application.

Keep up with the updates - new credit offers appear regularly!

At CreditOrganizer.com we are also concerned about our visitors being provided with reliable and useful information on credit and finance. That is why we have two informative sections at our site. Our Information Centre is the source of up-to-date articles and news that cover the most acute problems and misunderstandings of consumers. How to build and rebuild credit? How to choose the right card? How many cards does one need to be a success in finance? These are only a few topics you can reads about in our articles. Credit news section informs you of the latest events in the credit market.

There is a special section at our site where we introduce a unique service - Credit Card Helper. Ask any question concerning credit history, credit card details, choice of products or other financial matters - our experts are ready to answer anytime, and the answer will be sent to your e-mail in up to 3 days. As you see, our aim is to become your personal financial organizer which is convenient in use and provides you with the latest information and easiest tolls for credit card comparison and application.


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